Bajaj Housing Finance Loan Against Property

Bajaj Housing Finance offers a Loan Against Property (LAP), allowing you to secure funds by mortgaging your residential or commercial property. You can obtain a loan amount of up to ₹5 crore or more, depending on eligibility, with interest rates starting at 9.40% per annum for self-employed individuals. The repayment tenure is flexible, extending up to 17 years, and the loan processing is streamlined with minimal documentation. Once approved, funds can be disbursed to your account within 72 hours of document submission. This loan can be used for various purposes, including business expansion, home renovation, or debt consolidation.

Bajaj Housing Finance Loan Against Property Interest Rates, Fees & Charges

Loan Against Property Interest Rates (Floating) for Salaried and Self-Employed Professional Borrowers:

Loan Against Property Interest Rate (Floating) for Self-Employed Borrowers:

Interest Rate for Developer Finance/Lease Rental Discounting (Floating):

For Salaried Individuals:

For Self-Employed Individuals:

Bajaj Housing Finance Loan Against Property Eligibility

To qualify for a property loan, individuals need to meet our basic eligibility criteria. Fulfilling all the requirements can improve your chances of getting quick approval and smooth, stress-free financing.

Documents Required For Bajaj Housing Finance Loan Against Property

Bajaj Housing Finance makes the loan process easy by keeping the list of documents needed for a Loan Against Property simple and short. To ensure a smooth and quick approval process, make sure you have all the required documents ready before applying. This will help speed up your loan application and increase your chances of getting approved faster.

Types of Loan Against Property Offered By Bajaj Housing Finance

Bajaj Housing Finance offers several types of Loans Against Property (LAP) to cater to diverse financial needs:

1. Loan Against Residential Property: You can obtain funds by pledging your self-occupied or rented residential property as collateral.

2. Loan Against Commercial Property: This option allows you to secure a loan by mortgaging your owned commercial property, such as an office space or industrial unit.

3. Lease Rental Discounting: If you own a property that is leased out and generates regular rental income, you can use this income to obtain a loan. The fixed rentals act as EMIs, and the loan amount is determined based on these rentals.

Additionally, Bajaj Housing Finance customizes LAP offerings based on the applicant's employment type:

1. For Salaried Individuals: Available to those aged between 23 to 60 years, employed with an MNC, or any public or private sector company for at least 3 years.

2. Reliable and Hassle-Free Experience: Designed for individuals aged between 23 to 70 years, with a stable income source and a business continuity of 5 years or more.

These loans come with flexible end-use options, allowing you to utilize the funds for various purposes such as home renovation, business expansion, or debt consolidation.

Why Apply For a Bajaj Housing Finance Loan Against Property at BigMudra?

Applying for a Bajaj Housing Finance Loan Against Property through BigMudra is simple, quick, and reliable. With competitive interest rates, flexible repayment options, and high loan amounts, the process is designed to be hassle-free. BigMudra offers expert guidance, minimal documentation, and fast approvals, ensuring a transparent and convenient experience. Follow these simple steps:

1. Easy Process: BigMudra simplifies the application for a Bajaj Housing Finance Loan Against Property, making it quick and hassle-free.

2. Competitive Interest Rates: Enjoy affordable interest rates that make repayment easier.

3. Flexible Repayment Options: Choose repayment plans that suit your financial situation.

4. High Loan Amounts: Get access to larger loan amounts based on your property value.

5. Quick Approval: Experience fast processing and timely loan disbursal.

6. Expert Guidance: BigMudra provides expert support to help you at every step of the loan process.

7. Transparent Process: No hidden charges or surprises—everything is clear and straightforward

8. Convenient Online Services: Apply and track your loan application easily through BigMudra’s online platform.

9. Trusted Partner: Bajaj Housing Finance is a reliable name in the industry, ensuring a secure and trustworthy experience.

How To Apply For A Bajaj Housing Finance Loan Against Property

Bajaj Housing Finance provides simple and fast home loans to help you buy, build, or renovate your dream home. Whether you're a new or existing customer, the process is designed to be quick and hassle-free.

For Pre-Approved Customers:
If you are a pre-approved customer, you can receive instant loan offers tailored to your financial profile and credit history, making the process even smoother.

For Existing Customers:
Existing customers can visit BigMudra.com to check their eligibility and apply for a home loan with ease.

For New Customers:
Applying for a Bajaj Housing Finance Home Loan is straightforward:

1. Visit BigMudra.com and fill out the online home loan application form.

2. Submit the necessary documents, such as identity proof, income details, and property-related papers.

3. Get quick approval, and the loan amount will be disbursed directly to your account, helping you move forward with your home purchase or renovation project.

With minimal paperwork and a streamlined process, applying for a Bajaj Housing Finance Home Loan through BigMudra ensures a stress-free and convenient experience, bringing you closer to your dream home!

Bajaj Housing Finance Loan Against Property Customer Care Number

1. Helpline Number: you can connect with Bajaj Housing Finance through their customer care number 02245297300, you can also connect through the email at bhflwecare@bajajhousing.co.in

FAQs for Bajaj Housing Finance Loan Against Property

1. What is the maximum loan amount I can get with Bajaj Housing Finance Loan Against Property?
   You can avail a loan amount of up to ₹5 crore or more, depending on your eligibility and the value of the property being mortgaged.

2. What are the interest rates for a Loan Against Property?
   Interest rates start at 9.40% per annum for self-employed individuals and vary based on the applicant's profile and loan type.

3. What documents are required to apply for a Loan Against Property?
   You need identity proof, address proof, income proof (salary slips or ITR), and property-related documents. The list is minimal for quick processing.

4. How long does it take to disburse the loan after approval?
   Once approved, the loan amount is disbursed within 72 hours of submitting all required documents.

5. Can I use the loan for purposes other than property-related needs?
   Yes, the loan can be used for various purposes, including business expansion, home renovation, debt consolidation, or other personal needs.

6. What is the repayment tenure for a Loan Against Property?
   The repayment tenure is flexible and can extend up to 17 years, depending on your eligibility and loan terms.