BigMudra Embedded Finance

BigMudra Embedded Finance

Transform your business by integrating financial services directly into your platform. Offer loans, payments, and more to your customers seamlessly.

Embedded finance allows businesses to offer financial services like lending, payments, and insurance directly within their existing platforms. Instead of redirecting customers to banks or financial institutions, you can provide these services seamlessly, improving customer experience and creating new revenue streams.

Why Choose Embedded Finance?

Seamless Customer Experience

Your customers can access financial services without leaving your platform. No redirects, no complicated processes - just smooth, integrated solutions that feel natural.

New Revenue Streams

Earn commissions and fees from every financial transaction. Turn your platform into a profit center while adding value for your customers.

Easy API Integration

Our simple APIs make integration quick and painless. Get up and running in days, not months, with comprehensive documentation and support.

• White-Label Solutions: Fully customizable to match your brand and user experience

• Quick Implementation: Go live in weeks with our plug-and-play solutions

• Compliance Support: We handle all regulatory requirements and compliance

• 24/7 Technical Support: Round-the-clock assistance for smooth operations

Our Embedded Finance Services

Embedded Lending

Offer instant loans to your customers at the point of sale. Perfect for e-commerce, travel, healthcare, and education platforms looking to boost conversions

• Instant approval process

• Flexible loan amounts

• Competitive interest rates

• Multiple repayment options

Embedded Payments

Accept payments smoothly with our integrated payment solutions. Support multiple payment methods while maintaining your brand experience.

• Multiple payment options

• Secure transactions

• Real-time processing

• Detailed analytics

Embedded Banking

Provide banking services like accounts, cards, and money transfers directly within your platform for a complete financial ecosystem.

• Virtual account creation

• Digital cards

• Fund transfers

• Transaction history

Perfect For These Businesses

• E-commerce Platforms: Offer buy-now-pay-later options and instant financing to increase sales

• Travel & Hospitality: Provide travel loans and flexible payment options for bookings

• Healthcare Providers: Enable medical financing and insurance claims processing

• Education Platforms: Offer education loans and course financing options

• B2B Marketplaces: Provide working capital and invoice financing to sellers

• SaaS Companies: Integrate payment processing and subscription management

Eligibility Criteria

• Registered business entity (min 2 years old)
• Annual revenue: ₹50 lakh or above
• Active digital platform or app
• Minimum 1000+ monthly active users
• Good credit score and financial health
• Compliance with industry regulations

Required Documents for Embedded Finance

• Business registration certificate
• PAN and GST registration
• Bank statements (last 12 months)
• Financial statements (last 2 years)
• Platform/app details and analytics
• Technical integration documentation
• Compliance certificates
• Business plan and revenue projections

Simple Implementation Process

• Apply & Assessment: Submit your application with required documents for evaluation

• Technical Integration: Our team helps integrate APIs into your existing platform

• Testing & Validation: Thorough testing to ensure everything works perfectly

• Go Live: Launch your embedded finance services to customers

• Ongoing Support: Continuous monitoring and support for optimal performance

Ready to Transform Your Business?

Join hundreds of businesses already using embedded finance to boost revenue and improve customer experience. Get started today with BigMudra's proven solutions.

Transparent Pricing

Frequently Asked Questions

1. What is embedded finance and how does it work?
   Embedded finance allows you to integrate financial services like loans, payments, and banking directly into your existing platform or app. Instead of sending customers to external financial institutions, they can access these services seamlessly within your interface, creating a better user experience and new revenue opportunities for your business.

2. How long does the integration process take?
   The integration timeline typically ranges from 2-8 weeks, depending on the complexity of your platform and the services you want to integrate. Our technical team works closely with your developers to ensure smooth implementation with minimal disruption to your existing operations.

3. Do I need technical expertise to implement embedded finance?
   While basic technical knowledge is helpful, our team provides comprehensive support throughout the integration process. We offer detailed documentation, API guides, and dedicated technical support to help your team implement the solution successfully.

4. What kind of revenue can I expect from embedded finance?
   Revenue varies based on your platform size, customer base, and transaction volume. Typically, businesses see 10-30% increase in overall revenue through commission earnings, increased customer engagement, and higher transaction values. We'll work with you to project realistic revenue expectations based on your specific situation.

5. Is embedded finance suitable for small businesses?
   Yes! While we have minimum eligibility requirements, embedded finance can benefit businesses of various sizes. Smaller platforms can start with basic integration and scale up as they grow. The key is having an active digital presence and regular customer transactions.

6. How do you handle compliance and regulatory requirements?
   BigMudra handles all compliance and regulatory requirements on your behalf. We ensure all financial services meet RBI guidelines, data protection laws, and industry standards. You can focus on your core business while we take care of the regulatory complexities.

7. Can I customize the financial services to match my brand?
   Absolutely! Our white-label solutions allow complete customization to match your brand colors, fonts, user interface, and overall experience. Your customers will feel like they're using your native financial services, not a third-party solution.

8. What support do you provide after going live?
   We provide comprehensive ongoing support including 24/7 technical assistance, regular system monitoring, performance optimization, troubleshooting, and updates. Our support team is always available to ensure your embedded finance services run smoothly.