Revenue Based Financing

Revenue Based Financing

Revenue Based Financing (RBF) is a flexible funding solution where repayment is tied to your business revenue. Instead of fixed monthly payments, you pay a percentage of your monthly revenue until the agreed amount is repaid. This funding method grows with your business and adjusts to seasonal fluctuations, making cash flow management easier.

Get Flexible Funding That Grows With Your Business

Revenue Based Financing is perfect for businesses with consistent revenue streams seeking growth capital without the burden of fixed monthly payments. With RBF, you gain access to:

• Revenue-Based Repayments: Pay a fixed percentage of your monthly revenue instead of rigid EMIs

• No Collateral Required: Get funding without pledging your assets or property

• Seasonal Flexibility: Lower payments during slow months, higher during peak seasons

• Quick Access to Capital: Fast approval and disbursal for immediate business needs

• Retain Full Ownership: No equity dilution or giving up business control

Who Should Consider Revenue Based Financing?

RBF is ideal for established businesses with predictable revenue streams, e-commerce companies, SaaS businesses, restaurants, retail stores, and service providers looking to scale operations without traditional loan constraints.

Key Features of BigMudra Revenue Based Financing

• Flexible Repayment: Payments adjust based on your monthly revenue, ensuring cash flow stability during business fluctuations.

• No Fixed EMIs: Unlike traditional loans, you don't have to worry about fixed monthly payments that strain your cash flow.

• Quick Funding: Get approved and receive funds faster than traditional bank loans with minimal documentation.

• Revenue-Based Model: Pay only when you earn, with repayments typically ranging from 2% to 10% of monthly revenue.

Why Choose BigMudra for Revenue Based Financing?

• Customized Solutions: We tailor our RBF terms to match your business revenue patterns and growth projections.

• Transparent Process: No hidden fees, clear revenue share percentages, and straightforward terms.

• Expert Support: Our financial advisors help you understand RBF and guide you through the entire process.

• Fast Funding: Get the capital you need quickly to seize business opportunities without delay.

Revenue Based Financing Eligibility Criteria

To qualify for BigMudra revenue based financing, you need to meet the following eligibility criteria:

• Age: 21-65 years (at facility maturity)

• Business Age: Minimum 1 year of operations with consistent revenue

• Monthly Revenue: Minimum ₹2 lakh monthly revenue for the last 6 months

• Credit Score: Preferably 650 or above

• Business Growth: Positive revenue growth trend over the past year

Eligible entities include sole proprietorships, partnerships, LLPs, private limited companies, online businesses, e-commerce stores, SaaS companies, and service providers with regular revenue streams.

Required Documents for RBF Application

Prepare the following documents for smooth processing:

• ID Proof (Aadhaar, Passport, Driving License)
• PAN Card (individual/company)
• Address Proof
• Business registration documents
• 6-12 months bank statements showing revenue
• GST returns (if applicable)
• Revenue proof (invoices, sales reports)
• ITR for the last 2 years
• Recent business photographs

How Revenue Based Financing Works

Unlike traditional loans with fixed EMIs, RBF works on a simple revenue-sharing model. Here's how it works:

• Assessment: We analyze your revenue history and business performance
• Funding: Receive capital based on your revenue potential
• Repayment: Pay a fixed percentage of monthly revenue
• Completion: Repayment completes when agreed amount is reached

Ready to Get Revenue Based Financing?

Experience flexible funding that adapts to your business revenue. Our experts guide you through the entire process for quick fund acces

Simple Application Process

• Apply Online: Click "Apply" and create your account with basic details

• Submit Information: Provide business and revenue information

• Documentation: Complete KYC and submit required documents

• Get Funded: Receive funds in your account after approval

Revenue Based Financing Charges

Frequently Asked Questions

1. What is Revenue Based Financing?
   Revenue Based Financing is a funding solution where you repay a percentage of your monthly revenue instead of fixed EMIs. It's flexible and adjusts to your business performance, making it easier to manage cash flow during seasonal fluctuations.

2. How is RBF different from traditional business loans?
   Unlike traditional loans with fixed monthly payments, RBF payments fluctuate with your revenue. You pay more during good months and less during slower periods, providing better cash flow management.

3. What percentage of revenue do I need to pay?
   The revenue share percentage typically ranges from 2% to 10% of your monthly revenue, depending on your business profile, revenue history, and funding amount

4. How quickly can I get funded?
   Revenue based financing can be disbursed within 3-7 working days from the time of application approval, much faster than traditional bank loans.

5. Do I need collateral for RBF?
   No, revenue based financing is typically unsecured, meaning you don't need to pledge any assets or collateral to get funding.

6. What is the maximum funding amount available?
   You can get revenue based financing ranging from ₹5 lakh to ₹2 crore, depending on your monthly revenue and business performance.

7. Can I prepay my RBF early?
   Yes, you can settle your revenue based financing early, and we often provide discounts for early settlement to reduce your total repayment amount.

8. Which businesses are eligible for RBF?
   Businesses with consistent monthly revenue streams like e-commerce stores, SaaS companies, restaurants, retail businesses, and service providers are ideal candidates for revenue based financing.