Roha Housing Loan Against Property

Roha Housing Finance offers Loan Against Property (LAP) to help individuals unlock the financial potential of their existing residential, commercial, or industrial properties. With quick processing, minimal documentation, and flexible repayment options, the loan can be used for business expansion, medical emergencies, education, or personal needs. Eligible applicants can get loans ranging from ₹3 lakhs to ₹50 lakhs with a maximum repayment tenure of 15 years.

Roha Housing Loan Against Property Interest Rate, Fees & Charges

Roha Housing offers competitive loan against property interest rates, ensuring affordability and convenience for borrowers. The fees and charges are designed to be transparent, covering processing fees, prepayment charges, and other related costs. This allows applicants to plan their finances accordingly while leveraging their property's value. Below is the interest rate and fees:

Roha Housing Loan Against Property Eligibility

Roha Housing offers Loan Against Property (LAP) to individuals seeking financial assistance by using their owned property. This loan can be used for various personal or business purposes, ensuring financial stability without selling the property. The loan is provided based on the applicant's repayment capacity and property value. The process is simple and requires essential documentation to assess eligibility. Below is the eligibility criteria:

Documents Required For Roha Housing Loan Against Property

To apply for a Loan Against Property with Roha Housing, applicants need to submit essential documents that verify their identity, income, and property ownership. This helps the lender assess the borrower's financial stability and the value of the property being mortgaged. The documents may include proof of identity, address, income, bank statements, property papers, and more. Below are the documents required for Roha Housing Loan Against Property:

Types of Loan Against Property Offered By Roha Housing

1. Home Loan Against Property: You can use your house or flat as collateral to get a loan. This is useful if you need a large amount of money for personal or business needs.

2. Loan Against Commercial Property: If you own a shop, office, or any commercial space, you can use it to get a loan. This is helpful for business owners who need funds for expansion or other business needs.

3. Loan Against Land: If you own a piece of land, you can use it to get a loan. This is useful if you need money for personal or business purposes but don’t want to sell the land.

4. Loan Against Rental Property: If you have a property that you rent out, you can use it to get a loan. This is a good option if you need money but still want to keep earning rent from the property.

5. Loan Against Industrial Property:  If you own a factory or industrial space, you can use it to get a loan. This is helpful for business owners who need funds for machinery, equipment, or other business needs.

Why Apply For a Roha Housing Loan Against Property at BigMudra?

Applying for a Roha Housing Loan Against Property at BigMudra is a smart choice for several simple reasons:

1. Easy Process:  BigMudra makes the loan application process simple and quick. You don’t need to deal with complicated paperwork or long waiting times.

2. Quick Approval: BigMudra ensures fast processing of your loan application. With minimal paperwork and efficient verification, you can get your loan approved in no time, helping you move closer to your dream home sooner.

3. Affordable Rates: They offer loans at competitive interest rates, which means you pay less over time compared to other lenders.

4. Flexible Repayment: You can choose a repayment plan that fits your budget, making it easier to manage your finances.

5. Use Your Property as Security: By using your property as collateral, you can get a larger loan amount to meet your housing needs.

6. Trusted Service: BigMudra is a reliable platform, so you can feel confident that your loan process will be handled professionally and transparently

7. Quick Approval: Quick Approval: They provide fast approval, so you don’t have to wait long to get the funds you need.

In short, BigMudra makes it easy, affordable, and stress-free to get a housing loan against your property with Roha.

How To Apply For a Roha Housing Loan Against Property

Roha Housing Finance provides a seamless and efficient Loan Against Property (LAP) solution, allowing you to use your property to meet your financial needs. Whether it’s for business expansion, education, medical expenses, or any other purpose, Roha Housing ensures a quick and hassle-free process. Pre-approved customers can access instant loan offers tailored to their financial profile and credit history. Existing customers can visit BigMudra.com to check their eligibility and apply effortlessly.

For new customers, the process is simple and straightforward:

1. Visit BigMudra.com: Go to the website and fill out the online Loan Against Property application form with your basic details.

2. Submit Required Documents:Upload necessary documents, such as identity proof, income proof, address proof, property papers, and ownership documents.

3. Property Evaluation: Roha Housing will evaluate your property to determine the loan amount you are eligible for.

4. Quick Approval: Once your application, documents, and property valuation are verified, you will receive quick approval on your loan.

5. Loan Disbursement: The approved loan amount will be disbursed directly to your account, helping you meet your financial goals without delays.

Applying for a Roha Housing Loan Against Property through BigMudra is designed to be hassle-free, ensuring a smooth, convenient, and stress-free experience!

Roha Housing Loan Against Property Customer Care Number

1. Helpline Number: you can connect with Roha housing at anytime on their customer care toll free number  1800 266 2111, or you can also email them at customerservice@rohahousing.com, support@rohahousing.com

FAQs Roha Housing Loan Against Property

1. What is a Loan Against Property (LAP) offered by Roha Housing Finance?
   A Loan Against Property (LAP) is a secured loan where you can use your residential, commercial, or industrial property as collateral to avail funds. Roha Housing Finance offers this loan for various purposes, such as business expansion, education, medical emergencies, or personal needs

2. What is the loan amount range offered by Roha Housing for LAP?
   Roha Housing offers loans ranging from ₹3 lakhs to ₹50 lakhs based on the property's value and the applicant's eligibility.

3. What is the interest rate for Roha Housing Loan Against Property?
   The interest rate ranges from 12% to 24%, with an average rate of around 15.56%.

4.  What is the maximum repayment tenure for a Loan Against Property?
   The maximum repayment tenure is up to 15 years, providing flexibility to borrowers.

5. Who is eligible to apply for a Roha Housing Loan Against Property?
   Eligibility criteria:

   1. Age: Applicants must be between 21 and 65 years at loan maturity.
   2. Income: Applicants must have a stable and steady income.
   3. Co-Applicants: All property owners must be co-applicants. Close family members with income can also apply.
   4. Bank Account: Applicants must have a bank account.

6. What documents are required to apply for a Loan Against Property?
   The following documents are required:

   1. Application Form: Duly signed by all applicants.
   2. KYC Documents: Identity and address proof (e.g., Aadhaar, PAN, Voter ID).
   3. Bank Statements: Up to 12 months of bank statements.
   4. Income Proof: Salary slips or business records (Kachha Records).
   5. Property Documents: Complete chain of property documents.